JP Morgan Case Study Example | Topics and Well Written Essays - 1250 words

JP Morgan - Case Study ExampleThese laws are meant to regulate the monetary markets in US.Impact of Federal interest evaluate hikes may deter investment because it costs more to borrow. Interest rates in USA remained in between 4%-5% in 2009. Strong clam may make exporting more difficult because it may raise the price in terms of foreign currency. Declining individual(prenominal) savings rate.In September 2005, the personal saving rate as a percentage of disposable income was negative implying US consumers spent more than 100% of their monthly income.3. Social Factors determine the focussing the society in groups behaves because of cultural factors. In US Increasing minority Population, increasing retiree Population, have their impact on the financial behaviour of the US saving and expenditure rate and ways. Customer Loyalty is very much determining sustenance of a business for long. J P Morgan has built this customer loyalty by strong brand equity..4. Technological Factors The fast changing financial world of US and UK such as highly computerised service, online banking, insurance and IT consolidation of lending institutions have sizeable impact on the financial services of JP Morgan.5. Ecological Every business today is responsible for maintaining the ecological balance at present or indirectly. J P Morgan is active in taking up and investing in environmental projects to carry out this responsibility6.Legal framework of US, UK and early(a) countries where J P Morgan function has undergone fundamental changes on account of introduction of stringent law after sub-prime lending debacle having impact on the financial services of the company. Impact of insurance industry after deregulations has strong effect on the business operationUS Financial Services Industry An analysiswww.researchandmarkets.com/.../us_financial_services_industry_an_analysis.pdfSWOT analysis is to make a long list of every factor that defines the companys situation. JP Morgan as fin ancial global company has several strength that free burning the company against tough competition.Strengths JP Morgan is a leading global financial brand with recorded revenues of $71,372 million during the fiscal year ended December 2007, an increase of 15.1% oer 2006. The operating profit of the company was $22,805 million during the fiscal year 2007, an increase of 14.7% over 2006. The net profit was $15,365 million during the fiscal year 2007, an increase of 6.4% over 2006. They have extensive retail distribution network, high quality asset investments and Capital strength.WeaknessesSub-prime exposure in the US and UK shook the entire financial world. some(prenominal) months before the U.S. sub-prime mortgage crisis surfaced, JP Morgan had detected accumulated such sub- prime risks associated with mortgage securities. The company dumped those risky assets and could avoid being trapped deeper.OpportunitiesJ P Morgan modify in banking and brokerage global